The People vs. The Banks
The Greatest Battle


Gravlin et al v. Canadian Imperial Bank of Commerce et al
Class Action #1
Class Action #2
Class Action #3
John Dempsey
Illegal Debt Collection
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Vancouver, British Columbia, January 21, 2005. A lawsuit was filed pursuant to the Class Proceedings Act by Pavel N. Darmantchev of Kelowna, BC and Ian D. Gravlin of Calgary, Alberta at the Supreme Court of BC. The lawsuit which could involve millions of Canadians claims that the Canadian Imperial Bank of Commerce (CIBC) has been engaged in illegal creation of money, where money is being created out of nothing by CIBC. The money which is created out of nothing is then entered into the bank clients’ accounts as “loans.” These loans are not backed by currency or any real tangible asset. Essentially, the bank never loaned any money of their own, neither risk any money of their own, nor do they stand to lose any money of their own at any time.

The Plaintiffs further claim that all loan contracts are void or voidable for non-disclosure of material fact that the bank never intended to loan its clients with real, legal tender money. All monies advanced by the bank to its borrowers are simply IOUs where money is digitally created by computer entry. No cash or any valuable or legal consideration is received by the debtors. The cheques or credits received by the debtors are simply entered into their accounts by CIBC. These transactions are automatically cleared by the Canadian Payments Association regardless of whether or not these transactions are backed by real currency.

It is not only CIBC who is doing this. All financial institutions who are in the business of “lending” money have been illegally creating money out of nothing since the 50s and 60s. The governments simply turns a blind eye to such criminal activities. There is no law in Canada that empowers any financial institution to create money out of thin air.

If successful, this class action suit filed by Darmantchev and Gravlin could mean the total emancipation of all Canadians from the debt slavery brought about by all the financial institutions in Canada, not only CIBC.ClassA.doc

For more information contact:

John R. Dempsey BSCr. LL.B

Forensic Litigation Specialist

Our struggle
The above News Release was sent to all national, regional and local news media (newspaper, radio & television) in British Columbia, Canada. Only one small local newspaper published the event. This comes as no surprise to us because we know the financial institutions control the media. They also control the justice system, the legal and the accounting industries, so they would rather publish the usual "stuff" that people want to hear, not the important things which people need to hear.

Thank God for the internet because this news is spreading like wild fire via the underground media, the people's media. These class action suits against the financial institutions are being published from computer to computer by folks like you. With your help, we can bring down these leviathans, emancipate ourselves from debt and tax slavery and to redeem from these Goliaths what they have stolen from us - our equity, our dignity and our sovereignty.

You can help us spread the news, by word of mouth and by e-mailing your friends and relatives about how the lenders of counterfeit money have been stealing from us through non-disclosure of material facts, deceit and fraudulent misrepresentations.

"The only thing necessary for evil to triumph is for good men to do nothing." -Edmund Burke

This is our struggle....we have only just begun. Spread the word, that there are good men and women who are doing something to stop these apostles of greed from continuing to plunder our wealth and robbing the fruits of our labour.

“Each and every time a bank makes a loan, new bank credit is created – new deposits – brand new money.” Graham Towers, former Governor of the Central Bank of Canada

Please read: Nature of Money by John Kutyn

Please read: Latest Version of Nature of Money:

NatureofMoney - New.doc

Nature of Money from a European Perspective:

Visit Russ Porisky's Paradigm Group:

Natural Person vs. Artificial Person:

We are in a state of bondage...slaves of governments and banks.

Slavery implies involuntary servitude—a state of bondage; the ownership of mankind as a chattel, or at least the control of the labor and services of one man for the benefit of another, and the absence of a legal right to the disposal of his own person, property, and services.

Labor is property. It is the most valuable property to protect because through it all other rights manifest in the People are realized and enjoyed.

* Under the government’s own accounting rules in the tax code as well as court decisions, the sale or conversion of one’s personal labor into wages or salaries as property does not result in any taxable income or a taxable event.
* There is no legal basis for mandatory payment of employment taxes on wages or salaries.
* Income has been defined by the Supreme Court as being a federal corporate tax on profit, and applies to federal corporations and the officers of those corporation, but not individuals.
* For individuals, income taxes can only be legal if they are voluntary and not compelled, which is to say that they are not taxes, but donations.

Have you ever considered that being forced to pay income taxes to the state on the basis of wage income constitutes slavery? It may not be physical slavery but it constitutes financial slavery. Merriam Webster defines slavery as follows:

slave 1: a person held in servitude as the chattel of another: BONDMAN 2: one that is completely subservient to a dominating influence.[1][1]

slavery 1: DRUDGERY, TOIL 2: submission to a dominating influence 3 a: the state of a person who is a chattel of another b: the practice of slaveholding.[2][2]

It then defines “servitude” as follows:

ser·vi·tude Pronunciation: 's&r-v&-"tüd, -"tyüd
Function: noun
Etymology: Middle English, from Middle French, from Latin servitudo slavery, from servus slave
Date: 15th century
1 : a condition in which one lacks liberty especially to determine one's course of action or way of life
2 : a right by which something (as a piece of land) owned by one person is subject to a specified use or enjoyment by another

From the above definition, you can see that servitude, or slavery, encompasses not only surrendering control of one’s body and time to another, but it also involves the right of use and beneficial enjoyment of one’s property as well. Servitude is a condition where we have been involuntarily deprived of liberty. Black’s Law Dictionary, Sixth Edition, on page 1388 defines slavery as follows:

slavery: The condition of a slave; that civil relation in which one man has absolute power over the life, fortune, and liberty of another. The 13th Amendment abolished slavery.

slave: A person who is wholly subject to the will of another; one who has no freedom of action, but whose person and services are wholly under the control of another. One who is under the power of a master, and who belongs to him; so that the master may sell and dispose of his person, of his industry, and of his labor, without his being able to do anything, have anything, or acquire anything, but what must belong to his master. The 13th Amendment abolished slavery.